Funding Solutions
The Right Capital for Every Stage of Growth
We don't push one product. We match your business with the funding structure that fits your goals, cash flow, and timeline — from our network of 150+ lenders.
Working Capital Loans
Keep your business running at full speed. Working capital loans provide fast, flexible funding to cover day-to-day expenses — payroll, inventory, supplier payments, and unexpected costs — without tying up your long-term assets.
Loan Amount
$10,000 – $500,000
Terms
3 – 24 months
Approval
As fast as 24 hours
Ideal For
- Seasonal cash flow gaps
- Payroll and staffing
- Inventory purchases
- Unexpected operating expenses
SBA Loans
Government-backed financing with the most competitive rates and longest repayment terms available to small businesses. SBA loans are ideal for established businesses looking to grow, refinance debt, or make major investments.
Loan Amount
$50,000 – $5,000,000
Terms
10 – 25 years
Approval
2 – 6 weeks
Ideal For
- Business acquisition
- Commercial real estate
- Long-term equipment
- Debt refinancing
Business Line of Credit
Access funds when you need them, pay only for what you use. A revolving line of credit gives your business a financial safety net — draw down as needed, repay, and draw again. Perfect for businesses with variable cash flow.
Loan Amount
$10,000 – $250,000
Terms
Revolving (12-month renewal)
Approval
2 – 5 business days
Ideal For
- Variable cash flow management
- Bridge financing
- Opportunistic purchases
- Emergency reserves
Merchant Cash Advance
Get a lump sum upfront in exchange for a percentage of your future sales. MCAs are ideal for businesses with strong card or receivables volume that need capital quickly and can't wait for traditional underwriting.
Loan Amount
$5,000 – $500,000
Terms
3 – 18 months
Approval
Same day – 48 hours
Ideal For
- Restaurants and retail
- High card-volume businesses
- Urgent capital needs
- Businesses with limited credit history
Compare Your Options
Every product is different. Use this table to find the right fit before you apply.
| Product | Loan Amount | Terms | Approval Speed | Best For |
|---|---|---|---|---|
| Working Capital | $10K – $500K | 3–24 months | 24 hours | Day-to-day operations |
| SBA Loan | $50K – $5M | 10–25 years | 2–6 weeks | Long-term growth |
| Line of Credit | $10K – $250K | Revolving | 2–5 days | Variable cash flow |
| Merchant Cash Advance | $5K – $500K | 3–18 months | Same day | High card-volume businesses |
Eligibility Requirements
General guidelines — exact requirements vary by lender. We'll help you find the best match for your profile.
| Product | Time in Business | Min. Monthly Revenue | Min. Credit Score |
|---|---|---|---|
| Working Capital | 6+ months | $10,000/mo | 550+ |
| SBA Loan | 2+ years | $25,000/mo | 650+ |
| Line of Credit | 1+ year | $15,000/mo | 600+ |
| Merchant Cash Advance | 3+ months | $8,000/mo | No minimum |
* Requirements are general guidelines. Actual eligibility is determined by individual lenders and may vary.
Not Sure Which Product Is Right for You?
Our advisors will review your business profile and recommend the best funding structure — at no cost and no obligation.